![]() Harvey First Lutheran has 4 Easy ways to help support our Missions at First Lutheran Church.
1. Use this QR code to schedule when and what amount you wish to give from your personal bank account, credit card or debit card. You can change the amount or schedule at any time from your phone using the myVanco.com Mobil App. 2. Send a Check or Drop off at Church First Lutheran Church 1520 Advent St. Harvey, ND 58341 3. Text 2 Give Instructions: Use Text To Give – Send text to 833-376-1678 with dollar amount in the text message field (1 = $1.00; 50 = $50; etc.). First timers will receive a link to tap on & register your contact and payment information.
4. Give Electronically through your bank. Call Karla at 701-324-2548 and she can get you set up. We hope you enjoy these new way to share your generosity, and we thank you for helping our Missions at Harvey First Lutheran. flocknote
Text HFLC to 84576 to stay connected with First Lutheran Church. |
![]() LIVING GENEROUSLY
THE MAGIC OF 10-10-80 BUDGETING (Written by Reverend Robert Blezard, Pastor of St. Paul Lutheran Church, Aberdeen, MD., and works as Content Editor for www.stewardshipoflife.org) When my twenty something daughter recently got her first real job – one that paid good money and benefits – she asked me how to handle her finances. It is a good question, a responsible question, and depending on your appetite for detail and complexity, one that could have dozens of answers. And, certainly, there are lots of financial advisors and services that can provide help (for a fee, of course!) But my advice was simple: Follow the 10-10-80 formula. It has been my financial pole star for years, and it has enabled me to live free of financial stress. Here is how it works: When you craft a budget (and you DO craft a budget, right?) spend it in this way: • Save 10 percent • Give away 10 percent • Live on 80 percent Following the formula takes discipline, but do not all worthwhile endeavors – like reading the Bible, daily prayer, losing weight, or learning a language? And like any good effort, getting into the formula is best accomplished gradually. Think long term. First, analyze your finances to find out the percentage that you save, give away, and live on. Then set goals and adjust your finances accordingly. So, if your current spending is 1 percent giving, 2 percent saving, 97 percent living, set a goal to increase saving and giving over time until you reach 10-10-80. One or two percentage points a year will get you there is just a few years. When you are living the formula, you are in the sweet spot of financial freedom. You have enough to pay your bills, save for the future, and be generous. |